https://thepaydown.ca/news/insolvencies-august-2026-osb-data/ The Paydown en 2026-10-13T13:00:00.000Z Consumer bankruptcies are rising almost twice as fast as proposals. Here's what August's numbers say. https://thepaydown.ca/news/tariffs-small-business-debt-restructuring/ The Paydown en 2026-10-13T12:00:00.000Z Tariffs, rising arrears and a CEBA deadline: why more small businesses are restructuring instead of closing https://thepaydown.ca/news/bill-s-7-small-business-insolvency-reform/ The Paydown en 2026-10-13T11:00:00.000Z Ottawa tables a simpler insolvency track for small businesses. Here's what Bill S-7 actually says. https://thepaydown.ca/news/osb-consumer-debtor-profile-2024-who-files/ The Paydown en 2026-10-13T10:00:00.000Z Who files for insolvency in Canada? The OSB's debtor profile points to lost income, not overspending. https://thepaydown.ca/news/jobs-fell-68000-september-debt-income-loss/ The Paydown en 2026-10-13T09:00:00.000Z Canada lost 68,000 jobs in September. If your income drops, here's what to do about your debts. https://thepaydown.ca/news/bank-of-canada-october-28-what-it-means/ The Paydown en 2026-10-12T13:00:00.000Z Bank of Canada decides Oct. 28. Don't count on a rate cut to fix your budget.